Action Plan: Maryland Division of Just Communities

Action Plan: Maryland Division of Just Communities

Overview

In March 2026, the Public Finance Initiative (PFI) convened the ”People-Centered Placemaking Workshop” (the “Workshop”) for the Maryland Department of Housing and Community Development (DHCD) Division of Just Communities (DJC) and government officials from the State of Maryland’s sibling agencies. The Workshop was provided via the capacity building track of PFI's Rural and Small Cities Program, supported by the Robert Wood Johnson Foundation. The aim was to create a pathway to advance the State of  Maryland’s mandated implementation of the Just Communities Act (the “JCA”) HB 241/ SB 308 (2004) that reflects the Moore-Miller Administration’s “all-of-government,” data-driven, heart-led approach to investment.

The Workshop created a forum for Sibling Agencies to consider how a people-centered placemaking strategy could support rural and small communities. Through presentations and facilitated discussions, participants in the Workshop considered the role of community involvement, data, coordination, and resources in developing DJC’s people-centered placemaking strategy focused on investing in historically underserved, overburdened and vulnerable communities across Maryland.

“The opportunity to participate in the Rural and Small Cities Program allows us to sharpen our approach to placemaking and gives us new tools to ensure our investments are coordinated, strategic, and centered on the people and places they are intended to serve."
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-Secretary Jake Day
State of Maryland
January 29, 2026 Press Release

The Action Plan attempts to synthesize key takeaways from the Workshop and identify areas for potential action where participants seemed to reach consensus. The work is offered to support DHCD’s vision that “all Marylanders will have the opportunity to live and prosper in affordable, lovable and just communities.” Read the full Action Plan here.

Acknowledgements & Disclaimer

This resource was created for educational purposes only as part of the Rural & Small Cities Program, with the support of the Robert Wood Johnson Foundation. The views and perspectives presented in this resource are those of the authors and the Public Finance Institute team.  

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Role

Chief Executive Officer

Based

Boston, MA

Lourdes Germán, J.D., is a public finance leader with experience in law, investment banking, and policy. She began her career as an attorney at the law firm Palmer & Dodge and later served as Vice President at Fidelity Investments, General Counsel at Breckinridge Capital Advisors and a director at the Lincoln Institute of Land Policy, where she advanced municipal fiscal health initiatives with global partners as the founding director of the Internation.

Lourdes currently leads the Public Finance Institute since its founding as Chief Executive Officer and teaches public finance at Harvard’s Graduate School of Design. She also served as a co-author of the United Nations Handbook, Finance for City Leaders. In addition, Lourdes has an extensive record of board and community service. She was appointed by the Governor of Massachusetts to chair the Massachusetts State Finance and Governance Board (a role she held for 7 years) and co-founded Boston Women in Public Finance. She also served on the boards of the Rappaport Center for Law & Policy at Boston College Law School, and served on the board of the Lincoln Institute of Land Policy, and on the board of trustees of Claremont Lincoln University. Lourdes currently serves on the Capital and Economic Development Committee for the Government Finance Officers Association of America and serves on the Bloomberg Philanthropies What Works Cities Certification Standard Committee.

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